Certification Program
NACM Southwest is your go-to resource for comprehensive business credit education and networking. Today’s credit professionals face increasingly complex challenges—rapid credit decisions, multi-phase collections, evolving technologies, government regulations, and globalization. To successfully navigate this complexity, credit professionals must continuously expand their knowledge and build strong professional networks.
Earn Your Certification with NACM Southwest
- Credit Business Associate (CBA)
- Credit Business Fellow (CBF)
- Certified Credit and Risk Analyst (CCRA)
- Certified Credit Executive (CCE)
Credit Business Associate (CBA) Requirements
The Credit Business Association (CBA) is an academic designation that demonstrates proficiency in three key business credit areas: Business Credit Principles, Basic Financial Accounting, and Financial Statement Analysis I. This designation does not require a minimum level of work experience or Career Roadmap points.
CBA Certification Classes – In-Person
Winter/Spring 2025
Basic Financial Accounting
January 19th – 23rd, 2025
In-person only | NACM Southwest Office
Financial Statement Analysis Pt: 1
February 23 – 27, 2025
In-person only | NACM Southwest Office
Business Credit Principles
April 6th – 10th, 2025
In-person only | NACM Southwest Office
*This course satisfies one of the three required courses for NACM’s Credit Business Associate (CBA) professional designation.
CBA Certification Classes – Online
Winter/Spring 2025
Basic Financial Accounting
Mondays, January 7 – March 11 (10 Weeks)
Business Credit Principals
Mondays, March 17- May 27 (11 Weeks)
Financial Statement Analysis 1
Thursdays, March 20 – May 22* (10 Weeks)
Certified Credit and Risk Analysis (CCRA) Requirements
The Certified Credit and Risk Analyst (CCRA) is an academic designation that demonstrates expertise in analyzing and interpreting financial statements, along with the ability to make well-informed credit risk assessments. Required coursework includes Basic Financial Accounting, and Financial Statement Analysis I. This designation does not require a minimum level work experience or Career Roadmap points.
CBF Certification Classes – Online
Winter/Spring 2025
Financial Statement Analysis II: Credit & Risk Assessment
Wednesdays, January 8 – March 20 (10 Weeks)
Credit Business Fellow (CBF) Requirements
The Credit Business Fellow is both an academic and participation-based designation that demonstrates expertise in business credit. To earn this designation, individuals must first obtain the CBA designation and complete the Business Law and Credit Law courses. Applicants must accumulate Career Roadmap points to qualify.
CBF Certification Classes – Online
Spring/Winter 2025
Business Law
Wednesdays, March 19 – June 4 (12 Weeks)
Certified Credit Executive (CCE) Requirements
The Certified Credit Executive (CCE) is NACM’s most prestigious designation, recognizing individuals capable of managing the credit function at an executive level. Candidates must meet specific professional and educational standards, accumulate Career Roadmap points, and demonstrate proficiency in accounting, finance, domestic and international credit concepts, management, and law. CCE’s are required to recertify every three years, reflecting their dedication to continuing education, self-improvement, and advancing the business credit profession.
Exam Dates & Application Deadlines for CBA, CBF, and CCE Designation Programs
| Application Deadline | Nationwide Test Date |
| Friday, September 13, 2024 | Monday, November 4, 2024 |
| Friday, January 10, 2025 | Monday, March 3, 2025 |
| Friday, April 4, 2025 | Sunday, May 18, 2025 (Credit Congress, Cleveland, OH) |
| Friday, May 30, 2025 | Monday, July 21, 2025 |
| Friday, September 12, 2025 | Monday, November 3, 2025 |
CICP & ICCE Certifications
For more information on Certified International Credit Professional (CICP) and International Certified Credit Executive (ICCE) visit NACM National.